Bumping up this thread.
Currently with Bingle paying $1k anually
Agreed Value: $24200
Car: DC5S 06
Age: 22
Hey guys so I've recently been browsing around for a different insurance company because I started modding my car around mid last year and Bingle does not cover any type of modifications. I've read through this whole thread and have called up all over the place for quotes.
Shannons under my name: $3000 Agreed value $25000 ($950 excess)
just car insurance under my name: $1450 Agreed Value $20,000 ($1750 maximum Excess)
GIO: Does not cover under 25
AAMI: under Dad's name $1200 $25,000 Agreed Value (High Excess $1650) OR $750 for $20,000 agreed value.
Now I'm deciding between AAMI or Just Cars. AAMI have a additional $1400 "AGE Excess" ontop of the standard excess if I get into a accident. I have called AAMI up and asked if they cover mods such as headers, exhaust, intake and they said yes they do. I also asked if I can insure under my dads name, they told me "If I dont list my name down and get into a accident, I am not covered because I'm under 25" But I asked them that on their website it states Non listed Under 25 drivers pay extra $1400 if I do get into a accident, he then told me "thats only if you drive the car once in a year". So how would they be able to tell if I'm an occassional driver or not? Or should I not risk it and just go with Just cars insurance? What do you guys think
Currently with Bingle paying $1k anually
Agreed Value: $24200
Car: DC5S 06
Age: 22
Hey guys so I've recently been browsing around for a different insurance company because I started modding my car around mid last year and Bingle does not cover any type of modifications. I've read through this whole thread and have called up all over the place for quotes.
Shannons under my name: $3000 Agreed value $25000 ($950 excess)
just car insurance under my name: $1450 Agreed Value $20,000 ($1750 maximum Excess)
GIO: Does not cover under 25
AAMI: under Dad's name $1200 $25,000 Agreed Value (High Excess $1650) OR $750 for $20,000 agreed value.
Now I'm deciding between AAMI or Just Cars. AAMI have a additional $1400 "AGE Excess" ontop of the standard excess if I get into a accident. I have called AAMI up and asked if they cover mods such as headers, exhaust, intake and they said yes they do. I also asked if I can insure under my dads name, they told me "If I dont list my name down and get into a accident, I am not covered because I'm under 25" But I asked them that on their website it states Non listed Under 25 drivers pay extra $1400 if I do get into a accident, he then told me "thats only if you drive the car once in a year". So how would they be able to tell if I'm an occassional driver or not? Or should I not risk it and just go with Just cars insurance? What do you guys think
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