Insurance

[plAythiNG]

but yeah as 45sett early in this thread, make sure you can maintain the insurance / service payments.... that put me off getting a RX7 / S15 .. both had premiums of around 4-4.5K under my name.

[plAythiNG]

Simply tell them you just got the work done not to long ago, besides the addition of those modifications were not a direct factor in the accident.

I think the insurance company's will find any way to have a reason not to pay you out lol.

[Type S Tony]

but yeah as 45sett early in this thread, make sure you can maintain the insurance / service payments.... that put me off getting a RX7 / S15 .. both had premiums of around 4-4.5K under my name.

This is the reason i did not buy an S2K

I think the insurance company's will find any way to have a reason not to pay you out lol.

Prob should update it then

[plAythiNG]

yeah lool, s2k was 4300 with just cars i believe.

[plAythiNG]

This is the reason i did not buy an S2K



Prob should update it then

Make sure you at least ring them up, i mean, when i done it, i started off like... i purchased these parts for my car, havnt installed it yt, just wanted to see how it would affect my insurance if i were to put them in, as i am considering putting them in later this afternoon, but wanted to claify with insurance first.

[Type S Tony]

Make sure you at least ring them up, i mean, when i done it, i started off like... i purchased these parts for my car, havnt installed it yt, just wanted to see how it would affect my insurance if i were to put them in, as i am considering putting them in later this afternoon, but wanted to claify with insurance first.

what they come back with? also my car is registered through the business so insurance is for business use, does this effect the premiums much?

[plAythiNG]

Im not sure on the business side of things... but yeah.. when i called, their like.. yeah ur premium will only increase $209. so i said, ok lets set it up then, i'll go and get these installed at the mechanic later this afternoon, and i wanna be covered straight away.. Really i had the aprts on for a couple weeks lol.

[FRDK20]

LOL so better off 3rd party if im planning on putting mods on?

[45SET]

Tony

If you have the vehicle registered for business use you should REALLY ring your insurance company and discuss it with them if your policy is differant.

From my days as a branch teller there was a big differance between insurance for a private vehicle and a business vehicle. This was mostly due to vehicles used that had to carry tools of trade or other business related equipment. This was because if an accident/robbery happened the insurance would also cover the equipment in the car. As you aren't a "tradesman" it might be differant, but would be good to be on the safe side.

As plaything said, insurance companies well try ANYTHING to get out of paying money out to someone for an accident.

[plAythiNG]

lol, i odnt think so.. wat if your car is stolen or watever... thats 20k plus mods gone!

i would only consider 3rd aprty, if my car's value was <10K

[Type S Tony]

Man i wish my car was worth less than 10K, but i gotts to be a baller uno!

[plAythiNG]

lol. tbh, i dont really care if my car is stolen or watever, i get 28K striaght up and my parents actually hinted me to sell the car this morning, and start looking at proeprty lol.

[45SET]

LOL so better off 3rd party if im planning on putting mods on?

3rd party, FIRE & THEFT is the minimum I would consider if you buy a DC5R. Basically it'll cover you for the following:
- If you cause an accident to a 3rd party (It only covers damage to the other vehicle, not your own)
- If your car is involved in a fire
- If your car is stolen

Full comp covers you for basically everything

lol, i odnt think so.. wat if your car is stolen or watever... thats 20k plus mods gone!

i would only consider 3rd aprty, if my car's value was <10K

This guy!!

[FRDK20]

im guessing all you guys are full comp?

[45SET]

I am.